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There's nothing smart about paying fees to get your hard-earned money. With over 55,000 ATMs available to you, MAX provides great convenience and savings at ATMs across the globe. With MAX, you have access to surcharge-free ATMs at a number of retail locations across the nation.

As a MAX VISA® Check Card (debit card) or MAX ATM card carrier, you can quickly and conveniently make transactions at all MAX ATMs for FREE! With a MAX checking account, your debit card serves as an ATM card. You can even make a deposit with your debit card! A MAX VISA® Check Card or MAX ATM Card gives you all of these great benefits:

  • Withdraw cash from savings or checking accounts.
  • Get an advance on your approved line of credit.
  • Transfer funds between savings and checking accounts.
  • Check the balance of your savings and checking accounts.
  • Get a cash advance from your VISA®, MasterCard®, American Express, Discover and Diners Club cards.


MAX VISA® Check Card

Sign up online today for your FREE MAX Check Card! Read below for information about transactions on any non-network ATM, or for our partner networks where you may conduct transactions for free! With any MAX checking account, a Check Card serves as a debit card and gives you all the benefits of an ATM card.



For members who do not have a MAX checking account, but want the convenience of ATM service, apply today for a free MAX ATM Card. Certain restrictions apply.

Deposit, transfer, or withdrawal money from your MAX savings and checking accounts at your local MAX ATM. 

Pay for goods at participating merchants with the added benefit of receiving cash back. You must have a MAX checking account to use this service.

You can get cash and avoid non-MAX (foreign) ATM surcharge fees when you use a surcharge-free ATM or request cash back during a transaction. It's that simple. Click on the Allpoint® logo to an ATM location convenient to you.

Get cash the simple way: 

  • POS (point-of-sale) transaction terminal with a cash back option

Allpoint ATMs are located across the nation, including these popular retail locations: 
Surcharge-free Allpoint ATMs are located at retail locations.


ATM Transaction Fees at Non-MAX ATMs

Inquiry $0.50
Transfer $0.50
Withdrawal $1.00

* Some financial institutions charge surcharges to use their machines.

Save money on non-MAX ATM network fees!

Members with any of the following accounts receive:

  • Perform Checking: 5 waived network fees ($1 each) per month on transactions at non-MAX ATMs.
  • Achieve Checking: 5 refunded network fees ($1 each) per month on transactions at non-MAX ATMs.
  • Grow Checking: 2 waived network fees ($1 each) per month on transactions at non-MAX ATMs.

Get the MAX ATM Card today!

For more information about obtaining a MAX ATM Card or becoming a customer at MAX, call a Customer Service Counselor at 334-260-2600 or 800-776-6776.

MasterCard® is a registered trademark of MasterCard International Incorporated

VISA® is a registered trademark of Visa International Service Association

Ready to Open an Account Online?

Become a part of MAX and know what it means to manage your money the smart and simple way. Open your account online, by phone, or at one of our convenient locations.

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