Credit Cards


woman with credit card using her laptop

Our cards keep the focus on saving you money



MAX credit cards move past flash and glamor to provide what you really want — purchasing power, low rates, and easy-to-grasp benefits. No matter how you like to spend, our Visa cards come with impressive standard features, plus a choice of rewards programs and other perks tailored to your specific lifestyle.


Transfer your balance and save


Let MAX save you money! Transfer higher rate credit card balances to your MAX VISA® or MasterCard from credit cards with other financial institutions in your first 60 days after activation to take advantage of low introductory balance transfer rates.


Checkout online with fewer clicks

Visa has transformed the online checkout experience. Checking out online shouldn’t be hard. That’s why Visa’s new online checkout is easy, smart and secure.

Set up your Visa cards


All Cards Feature

  • Card controls
  • Link to your phone's digital wallet for one-tap payments
  • Cash advances with no transaction fee
  • Free access to Online Banking and the user-friendly MAX mobile app
  • No annual fee*
  • No minimum interest charge
  • LifeLock Identity Theft Protection
  • Travel insurance
  • Auto rental collision damage coverage*
  • ID theft coverage*

View All Credit Card Benefits

* Available only on variable rate cards.



Put money back in your pocket with cash back on everyday purchases.
 
  • Earn 1.5% cash back good for all purchases
  • New card member offer
    • $50 for the first $1,000 spent during the first 90 days
  • Choose the balance transfer* option that fits you
    • 0% for 12 months with a 2% transfer fee
    • 1.99% for 12 months with no transfer fee
  • Good for
    • 1.5% cash back on all purchases
    • Higher credit limit
    • Everyday purchases

Earn points on everyday purchases to cash in for unlimited rewards.

  • Earn 1 point* for every $1 spent
  • New card member offer
    • 20,000 points for $3,000 spend in the first 90 day
  •  Balance transfer
    • 0% for 6 months | No transfer fee
  • Good for
    • Point-based rewards
    • Everyday purchases
Enjoy no annual fee, competitive rates, and the convenience and security you expect.

  • Balance transfer
    • 0% for 6 months 
  • No transfer fee
  • Good for
    • Everyday purchases
    • Debt consolidation
Build your credit the smart way with a card backed by your deposit account.

  •  Good for
    •  Everyday purchases
    •  Debt consolidation











APR=Annual Percentage Rate. Introductory offer applies to balances transferred within 60 days of card activation. Total transferred balances cannot exceed your available line of credit. After introductory period, remaining transferred balances will accrue interest at your purchase APR. Please see your Card Agreement for additional terms.
 
MAX Credit Union is a full-service financial institution serving Central and East Alabama, including Montgomery, AL; Auburn, AL; Opelika, AL; Prattville, AL; Wetumpka, AL; and Troy, AL.

Ready for a change? Make the move to MAX.