Explore Checking

No monthly fees AND tons of great features.

Free checking never looked so good - or came packed with so much value.

Explore Checking is streamlined for on-the-go lifestyles, featuring 24/7 Digital Banking, MAX's user-friendly mobile app, a nationwide ATM network, and much more.

  • Designed for all ages, starting at 13**
  • No monthly service charge or minimum balance requirement
  • No NSF fees and a $10 overdraft tolerance
  • Overdraft privilege (opt-in required)
  • Advanced Deposit: Get your paycheck up to two days sooner
  • Enjoy additional rewards with debit card swipes
  • Five waived ATM fees per month*
  • Free debit card for fast and secure purchases
  • Free Online Banking and electronic Bill Pay
  • Free Mobile Banking and mobile check deposit
  • Online eStatements put your financial data at your fingertips
Account requirements
  • $50 minimum deposit to open 
  • You must be a U.S. citizen or resident alien and 19 years of age or older; ages 13-18 require a qualified guarantor.
  • You must have a U.S. address and Social Security number, as well as, one of the following: a driver`s license, U.S. passport, or state-issued ID.
  • You must also have a valid email address.

Apply Today   View all Checking Account Features

* MAX will waive a maximum of 5 ATM Network fees charged for withdrawals during the month to this account for students under age 26, upon application to MAX.

** Student Spend Account available with a qualified guarantor.

View Disclosures


MAX Credit Union is a full-service financial institution serving Central and East Alabama, including Montgomery, AL; Auburn, AL; Opelika, AL; Prattville, AL; Wetumpka, AL; Tallassee, AL; and Troy, AL.

Find the perfect accounts. For you.

Use our Account Finder to take the guessing game out of your decision and see what we think is the best fit for you and your life.

Account Finder

Ready for a change? Make the move to MAX.