Student Spend

Checking that gives teens the freedom to spend money when and where they want
girl on sofa looking at phone

This checking account is a win-win for teens and parents.

Our special checking account just for teens is a must-have for learning how to responsibly manage money.

Parents have the ability to track spending and set limits with card control features. With no fees or balance requirements, using the Student Spend Account is simple and safe.

  • Designed for teens ages 13 to 18*
  • No minimum balance required
  • No monthly service charge
  • No overdraft or NSF fees
  • Free Online and Mobile Banking
  • Five waived ATM fees per month**
  • Monitor spending with debit card manager
  • Use Round Up to jumpstart savings (opt-in required)
  • Easily transfer money from parent to teen accounts with the free SIDEKICK tool

* With a qualified guarantor.

** MAX will waive a maximum of 5 ATM Network fees charged for withdrawals during the month to this account for students under age 26, upon application to MAX.

Ready to get started?

Call 334.260.2600 or come into any MAX branch.

View all Checking Account Features

Account requirements
  • No minimum deposit to open the account
  • You must be a U.S. citizen or resident alien and 19 years of age or older; ages 13-18 requires a qualified guarantor.
  • You must have a U.S. address and Social Security number, as well as, one of the following: a driver`s license, U.S. passport, or state-issued ID.
  • You must also have a valid email address.

Get rewarded for great grades! 

Bring in your report card and earn Member Rewards points, redeemable for cash in your account! 

How it works:
  • Earn 300 points ($3 value) for each A
  • Earn 200 points ($2 value) for each B
Maximum value rewarded annually for report card grades is 2,500 points ($25 value). Rewards points will be added to the member's account and can be redeem for cash through online banking/mobile app or in a branch. Learn more about MAX Member Rewards points here

MAX Credit Union is a full-service financial institution serving Central and East Alabama, including Montgomery, AL; Auburn, AL; Opelika, AL; Prattville, AL; Wetumpka, AL; Tallassee, AL; and Troy, AL.

Ready for a change? Make the move to MAX.