It’s more than an ATM. You can complete many of your banking needs with the ITM.
- Check your account balance
- Deposit cash and checks
- Withdrawal cash in varying denominations
- Cash checks
- Transfer funds between deposit accounts
- Make loan payments by cash, check, or transfer
Enjoy enhanced security and convenience with an ITM Passcode
Set your 4-6 digit passcode today by visiting any branch location or by calling 334.260.2600 (local) or 800.776.6776 (toll-free). This code should not be shared with anyone and MAX will never call or text and ask you to set up, change, or share your passcode.
Frequently Asked Questions
What is an Interactive Teller Machine (ITM)?
An ITM is an Interactive Teller Machine. An ITM combines the traditional functions of an ATM with added capabilities such as making a loan payment, transferring between accounts, and even active teller assistance. ITMs allow you to speak face-to-face with a live MAX representative on a video screen so you get the same in-office personal service from our tellers in a simpler, more convenient, & secure way.
Why are you making the change to ITMs?
ITMs allow our members to have a live face-to-face interaction with video tellers at the ATM, delivering a highly personalized, differentiated experience.
Immediate improvements for members include: no deposit slip required, drive up convenience, the teller view is unobstructed and clear, and members will receive images of their processed checks right on the receipt.
Are you closing branches? Can I still go inside the branch?
We are not closing branches. You may choose to perform teller-assisted transaction via video at the ITM or continue to visit any MAX branch during normal business hours.
What types of transactions can I do at the ITM?
- Balance inquiries
- Deposit cash
- Cash and deposit check
- Cash withdrawals in varying denominations (ITMs do not dispense 10's and 50's)
- Transfer funds between deposit accounts
- Make loan and credit card payments by cash, check, or transfer
What types of transactions can I NOT do at the ITM?
- Issue Cashier’s Checks or Money Orders
- Print forms, statements, or tax documents
- Dispense more than 100 bills at one time
- Accept more than 50 checks at one time
- Request transfers to accounts you are not linked to
How do I cash a check?
Select Cash Check. Then select the account. For checks over $1000, select Request Teller Assistance.
How do I deposit cash?
Select Deposit and the Deposit Type. Then select the Account for deposit. Follow the prompts to complete the transaction. Insert bills into the machine unfolded and flat. The machine will read and count each bill and will display the deposit amount on the screen for verification. Tip: Cash, up to 100 items, can be inserted on the left side. Checks, up to 50 items, can be inserted on the right side.
Can I use the ITM without talking to a representative?
Sure! The ITM works as an enhanced ATM until you tap the button to talk to us.
Can I use the ITM without my debit card?
Forgot your debit card or ATM card or don't have one? No problem. You can use your ITM passcode to access your account. Set up your secure ITM passcode in any branch or by calling 1.800.776.6776 (toll-free) or 334.260.2600 (local). Never share your passcode with anyone. MAX will never contact you and ask you to set up, change, or share your passcode. You can also request a card in any branch or by calling one of the numbers above.
How can I pay my loan on the ITM?
Simply use cash, a check, or make a transfer from your MAX Credit Union account. If you are using a different MAX account to pay your loan, please request Teller Assistance.
Is there a delay before transactions clear my account?
No, your account will be updated just as timely as it is when you come inside the credit union.
Is the ITM secure?
Yes, the ITM is secure. The Video Tellers will use the same authentication procedure as our in-branch tellers before processing any transactions.
How do I maintain my privacy?
Are the interactive tellers MAX employees?
You bet! We wouldn’t let just anybody handle your money. All video tellers are MAX employees who are working from a centralized location. They have the same expertise as the staff you know and trust inside the credit union lobby.
Are the ITMs replacing jobs?
No, these are not replacing any of our current member representatives or staff. When you complete a teller-assisted transaction, you’ll be dealing with one of our skilled representatives! This allows our branch teams to more efficiently assist members in the lobby, while still providing a personalized experience in the drive-thru to those who want or need assistance.
Easily lock and unlock your cards, make travel notes, and set transaction alerts and limits. Set up Card Controls in online banking today and stop fraud before it happens.
With products and services to fit every lifestyle and life stage, we are ready to help you manage and grow your money with ease.
