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Enjoy the Ride

Take the stress out of shopping for a car, truck, RV, boat, motorcycle, ATV or any other recreational vehicle by starting with a MAX auto loan. MAX can ensure you save a trunk-full of cash and accelerate the time it takes to get you behind the wheel.

Our streamlined online application for your auto loan, plus the amazing deals and one-stop shopping available in the MAX Preferred Dealer Network, makes driving away with a set of new wheels simple and easy.

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Quick. Simple. Smart.

We’re known throughout our community for having the smartest deal on four wheels. You can drive away with an auto loan rate as low as 3.50% annual percentage rate for auto loans.*

* For qualified borrowers. Certain restrictions apply. No additional discounts will be given. Vehicle must be no older than two model years old. Promotion is for auto loans only. Current MAX loans do not qualify for these rates. Only new loans qualify.

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First Time Borrowers

First Time Buyers' Auto Loan Program 

This program* is designed for borrowers with no or limited credit who have at least one year of continuous employment with their current employer and have a down payment. After 12 on-time monthly installments, your effective rate may be lowered by 1.00% Annual Percentage Rate at your request.

How to get started:

  • Bring proof of income showing at least one (1) year of continuous employment with your current employer, making at least $2,000 gross monthly income
  • Have 10% cash down payment of your purchase amount (up to $20,000 purchases allowed in this program)
  • Apply for a MAX auto loan by applying online, visiting a MAX branch, or calling the myMAX Service Center at 1.800.776.6776 to let us know that you are interested in the First Time Auto Buyers Auto Loan Program.

*For qualified borrowers. Certain restrictions apply. Vehicle cannot be greater than 7 model years old and must have less than 80,000 miles.

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Two Ways to Save Big on Auto Loans With MAX

Preferred Dealers 

MAX's preferred dealerships have long recognized the value of smart and simple money management. And that’s why they desire to do business with you specifically. It doesn't get much easier than this. Your dealership will work with us to handle all of your financing. They do all the work, and you get all the same convenient services you'd get at any MAX branch, including a competitive interest rate, repayment terms to fit your budget, and automatic payment drafts from your account. Smart, right?

Your dealership will complete your loan application and forward it to MAX for the processing. Following approval, you will close the loan with the dealership. For more information, call us at 334.260.2600 or 1.800.776.6776 and ask about MAX financing for auto loans at any MAX Preferred Dealer.



Get pre-approved with MAX and simply complete your purchase online in a matter of minutes. Carvana is the leading e-commerce platform for buying used cars, to provide you with a simple, affordable and convenient car buying solution. You have access to our exclusive MAX Carvana website, and you can apply your MAX loan pre-approval to over 7,000 Carvana vehicles. Simply complete your purchase online in a matter of minutes — all from the comfort of your home. 

Protect Your Investment

MAX has partnered with Route 66 to offer extended warranties for your auto purchase financed through MAX. Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Ask about the extended warranty coverage when shopping for your next vehicle. To learn more about available coverage download the Route 66 Extended Warranty brochure.

Ride. Sail. Cruise. Explore. Fly.

If it transports you, chances are we finance it. Whether you're looking at a new or used car for the family, a motorcycle for the open road, a vessel for the high seas, a RV for long trips, an ATV for short adventures, or a plane to fly around the world, MAX is here to help you achieve your dreams. Get your loan approval started today. 

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Use our Calculators to help plan your next step.