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Because FREE is always better.


The MAX Visa® Debit Card can be used anywhere that accepts Visa. Purchases are deducted from your MAX checking account. Your MAX Visa Debit Card also doubles as an ATM card! It gives you the option to choose between signature or PIN-based transactions. And, the best part is that the MAX Visa debit card carries no monthly or annual service fees!

The MAX debit card gives you the power to easily and conveniently access your checking account, savings accounts, and lines of credit 24 hours a day, seven days a week, at thousands of locations.

You can choose from our three signature designs: Smart & Simple, MAX Fireworks, or Brave Steps

MAX Basic Debit Card


Brave Steps - Commemorative MAX Debit Card



You Can't Have Smarter Money Management Without Even Smarter Security

That’s why we ensure all of our customers receive new MAX debit chip cards. Our cards are now embedded with an EMV microprocessor chip on the front and the traditional magnetic stripe on the back. The embedded microprocessors in our chip cards join the latest weapons we are using against criminals attempting to commit fraud with your account.


And we we offer Visa Purchase Alerts, which send you real-time1 text or email alerts when you pay2 with your VISA card.


Earn Cash Back Every Time You Spend

And with Smart Plus, we also provide the opportunity to earn cash back every time you use your MAX Visa debit card.* You can swipe, dip, tap, or spend online. It's really that simple. There's no need to sign up, apply, or visit a branch — start earning debit rebates just by owning active qualifying accounts, meeting savings goals, and enrolling in smart services!

Simply browse our checking accounts page to choose the checking account that is best for you. Then, apply online or stop by any MAX branch to open the account and get your free MAX debit card!


1 Actual time to receive a transaction alert is dependent on wireless service and coverage within the area.
2 A qualified transaction is any transaction routed through Visa
* Certain restrictions apply.

At MAX, we also offer the MAX VISA Reloadable Card, a prepaid card that offers you a safer alternative to carrying cash and writing checks. It can be used everywhere Visa is accepted and works like a debit card. Learn More>>    

With your MAX debit card you have access to your money where ever you are, for free!

Elton Brooks , VP of Retail Delivery

MAX employee

Ready to Open an Account Online?

Become a part of MAX and know what it means to manage your money the smart and simple way. Open your account online, by phone, or at one of our convenient locations.

Begin Online Application  →