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Make the Move to MAX

Experience more with MAX Credit Union, where our members and our communities come first. Get to know MAX and learn why making the switch to banking with us can make managing your money easier.

Not all financial institutions are the same.

Where bigger operations exist to serve shareholders, MAX Credit Union is here to serve our members. And membership means more. You're a part-owner of MAX beginning the day you open an account. From there, opportunity awaits. You can take advantage of lower rates on loans, lower fees (sometimes no fees) on services, and higher returns on your deposits, all because we're structured as a credit union.

If you live, work, worship, or go to school in any of the following Central Alabama, East Alabama or West Georgia counties, or have a relative who is a MAX member, you qualify for MAX membership.

To join MAX, stop by one of our branches, or apply online.

There is a one-time membership fee of $1, and a minimum deposit of $5 into a MAX savings account (known as a share account) to get started. Your $5 deposit represents your share of MAX Credit Union as a member-owner with a voice.

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Limited Time Special

There are many reasons to call MAX home.

Earn up to 50,000 Member Rewards points — redeemable for $500 cash — when you open a new checking and add a qualifying loan. Use the Promo Code Enjoy More at account opening.

Step 1: Open a new MAX checking account with qualifying direct deposit and earn 30,000 Member Rewards points.

Step 2: Add a qualifying loan and earn 20,000 more.

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View full terms and conditions. Learn more about Member Rewards.

Save

Savings Accounts

Get started on your saving journey and your MAX Credit Union experience.

Open account and launch your MAX membership
Earn competitive dividends

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Spend

Checking Accounts

All MAX accounts include a free debit card, nationwide ATM access, and time-saving digital banking.

Choose the checking account that fits your spending style
Earn Member Rewards points when you swipe your debit card*

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Borrow

Loans

Our experienced lending team is ready to help you with affordable loans, flexible repayment plans, and fast approvals.**

Auto loans featuring competitive rates and added perks like Auto Deductible Reimbursement
Plus, we offer Credit cards, HELOCs, personal loans, and more.

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Insure

Insurance Services

Our team can help with all of your insurance needs, no matter what stage of life you’re in.***

From daily commutes to long road trips, you want to know you're driving with a vehicle insurance policy that covers you in any circumstance.
As a member of MAX Credit Union, you automatically receive $2,000 of AD&D coverage at no cost to you. You can also purchase additional coverage at group rates.

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Grow

Wealth Management

Your goals and journey are unique. Your financial plan should be, too.

Our comprehensive approach includes consultative services, financial planning, investment management, retirement planning, estate planning, and asset protection planning.****
With a wide selection of investment opportunities, you'll be confident about investing and saving for the future in every stage of life.

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Perks

Member Benefits

MAX gives members more with the Member Reward Program. Easily earn points to redeem for cash just for doing the things you do every day.

Enjoy more with our Member Rewards Program. Easily earn points to redeem for cash just for doing the things you do every day.
Exceptional service when and where you need it with 17 convenient branch locations, 17 additional local surcharge-free ATMs, and 24/7 online, mobile, and text banking.

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* A MAX Checking Account is required to earn Member Rewards points. Points expire 36 months after issuance. Learn More

** Certain restrictions apply. For qualified borrowers.

*** Not NCUA insured, and rate quotes are not guaranteed. Each insurance quote is based on individual circumstances. MAX Insurance Services is a wholly owned subsidiary of MAX Credit Union.

**** Securities offered through StoneX Securities Inc. Member FINRA(Opens in a new Window) and SIPC(Opens in a new Window). Advisory services offered through StoneX Advisors Inc. The investment products sold through StoneX Advisors Inc. are not insured MAX Credit Union deposits and are not NCUA insured. These products are not obligations of MAX Credit Union and are not endorsed, recommended, or guaranteed by MAX Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

Promotional Terms and Conditions

Offer valid for new MAX members only. Applicant must not have had a MAX primary relationship. Promotion valid through April 30, 2026 and subject to change or termination without notice.

To receive the checking account rewards bonus, member must open a qualifying MAX checking account and establish a qualifying payroll direct deposit.

To receive the additional loan rewards bonus, member must open a qualifying loan or credit card. All loans and credit cards are subject to credit approval and underwriting guidelines.

Promo code EnjoyMore must be provided at account opening to qualify for a promotional bonus. Limit one promotional payout per member. Offer cannot be combined with other promotions unless otherwise approved.

Rewards will be issued in the form of MAX Rewards points 180 days after meeting requirements. Rewards points can be redeemed through online and mobile banking. Points have no cash value until redeemed and are subject to the terms and conditions of the MAX Rewards program.

Membership eligibility required. Additional terms and conditions may apply.

MAX Credit Union is a full-service financial institution serving Central and East Alabama, including Montgomery, AL; Auburn, AL; Opelika, AL; Prattville, AL; Wetumpka, AL; Tallassee, AL; and Troy, AL.