Member Rewards

MAX gives members more with the Member Reward Program. Easily earn points to redeem for cash just for doing the things you do every day.


Hello Member Rewards Program

The Member Rewards Program will reward members with 5 points each time they use their MAX VISA® debit card. Swipe, dip, tap, or spend online. It's really that simple.

There's no need to sign up, apply, or visit a branch — start earning points today*. Members Earn 5 points per debit card swipe with a $3 purchase minimum. Points can be redeemed for cash anytime online or in branch.

More easy and great ways to earn points:

  • New Loan - 2,500 points**
  • Member Referral - 5,000 points
  • 1 point per $1,000 owed on MAX mortgage loan*
  • 5 points for every swipe over $3
  • 10 points per month with checking direct deposit
  • 10 points per month per Auto Pay
  • 25 points per month per MAX loan*




*Qualifying checking accounts and debit cards are subject to approval. Instant debit cards are subject to availability and pick up in select branches only. Currently HELOC and credit cards are not included. Checking account required.
**Not applicable on Smart Cash loans. Applicants still eligible to earn 25 points for monthly on-time payments as well as 10 points when enrolled in auto pay. Checking account required
 
 
 




 

 

Frequently Asked Questions

We have enhanced our reward programs to reward member activity far beyond debit card usage. The new program includes point rewards for having loans, direct deposit, and auto pay. Also, we will reward members periodically on other ways they do business such as getting a new loan or referring a new member.
Reward balances will be available through online banking, by visiting our locations, contacting our service center and on monthly statement balances. Once you reach points valued at $5, you can redeem anytime.
  • Debit card usage - 5 points per Swipe greater than $3
  • Loans - 25 points per Loan
  • Auto Pay - 10 points per Auto pay
  • Mortgage Balance- 1 point per $1,000*
  • Direct Deposit - 10 points
  • Current Promotions (subject to change):
    • New Loan - 2,500 points
    • Member Referral - 5,000 points
No, the Member Rewards Program is an additional perk for members.
Our checking account rewards program is different from the fantastic rewards credit cards and cashback card we offer.
No, at this point, only closed end consumer goods loans are included.









* Member Rewards Program points will begin accruing on April 1, 2022. A MAX Checking Account is required to earn Member Rewards points. Points expire 36 months after issuance. Download Terms & Conditions

**Qualifying checking accounts and debit cards are subject to approval. Instant issue debit cards are subject to availability and pick up in select branches only. Members earn 5 points per debit card swipe with a $3 purchase minimum. Additionally, during Holiday Rewards Days, members will earn 1 entry per qualifying purchase. Entries for Holiday Rewards Days will be eligible only on qualifying purchases made on 11/24-27, and 12/17-24. Business accounts with debit cards are excluded from the promotion.
Terms and conditions are subject to change without notice. Winners will be notified by preferred contact method on file.