If you want a higher rate of interest and do not need immediate access to your funds, then MAX Certificate Accounts are for you a $500 minimum investment is required for share certificate accounts. 

MAX Jumbo Share Certificate Accounts are also available. $100,000 minimum deposit is required to open such an account.

Tools and Resources for You.

Read one of our many advice articles for savings tips or punch your own numbers into our Savings Calculators to see how you can reach your savings goals.



If you need to save for a long-term goal and want to earn interest while you save, a MAX Certificate Account is for you.

Martin Ruiz de Olano , Customer Service Consultant

MAX employee

Certificate Account Rates

Type
Minimum Deposit
Dividend Frequency
 Dividend Rate
 APY
30 Day
$500
Monthly
 0.050%  0.050%
60 Day
$500
Monthly
 0.100%  0.100%
90 Day
$500
Monthly
 0.300%  0.300%
06 Month

$500

Monthly
 0.400%  0.400%
12 Month
$500
Quarterly
 0.600%  0.600%
18 Month
$500
Quarterly
 0.700%  0.700%
24 Month
$500
Quarterly
 0.850%
 0.850%
30 Month
 $500
Quarterly
 0.950%  0.950%
36 Month
 $500 Quarterly  1.1%  1.1%
 39 Month* Smart Bump Up
 $10,000 Quarterly
 1.1%  1.1%
48 Month  $500 Quarterly
 1.45%  1.46%
60 Month
 $500 Quarterly
 1.75%  1.76%
The Dividend Rate and Annual Percentage Yield (APY) on our Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures.

*The entire balance deposited to this certificate account must come from an external source (not an existing MAX account). Any MAX customer with a checking account is eligible to apply for this account. The new dividend rate will not be applied retroactively. Early withdrawal of funds will result in a penalty of 365 days' dividends. The penalty will not exceed dividends earned up to the date of early withdrawal.

MAX Jumbo Certificate Account Rates

 

Type MinimumDeposit DividendFrequency DividendRate APY
30 Day $100,000 At Maturity 0.100% 0.100%
60 Day $100,000 At Maturity 0.150% 0.150%
90 Day $100,000 At Maturity 0.350% 0.350%
06 Month $100,000 At Maturity 0.500% 0.500%
12 Month $100,000 At Maturity 0.750% 0.750%
18 Month $100,000 At Maturity 0.850% 0.850%
24 Month $100,000 At Maturity 1.000% 1.000%
30 Month $100,000 At Maturity 1.100% 1.100%
36 Month $100,000 At Maturity 1.250% 1.250%
48 Month $100,000 At Maturity 1.600% 1.600%
60 Month $100,000 At Maturity 1.900% 1.900%

The Dividend Rate and Annual Percentage Yield (APY) on our Jumbo Share Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures.




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