In the past, if you wanted to earn money on your money, you put it in the stock market - or at least a savings account. 

However, interest rates on savings accounts are dropping, and while stocks and mutual funds can grow your nest egg, they can come with risk and make it more difficult to access your money quickly if needed. 

Today’s dividend-paying checking accounts make it simple to sit back and watch the interest on your balance add up. Plus, your cash is readily available via ATMs, checks and your debit card. 

There are often a few conditions you have to meet each month to reap the biggest interest benefits, but they’re usually actions you’d be taking in a checking account anyway, things like using your debit card and taking advantage of direct deposit.

Check out the features and benefits of MAX’s two high-yield options.

Achieve

MAX’s Achieve Checking pays some of the highest dividends you’ll find on a checking account. In addition, its multiple freebies like simple and secure online and mobile banking means you keep more of the money you’re earning on your money. 

Features:

  • Earn *2.25% APY (annual percentage yield) on balances up to $15,000 and *0.30% APY on balances greater than $15,000.
  • No monthly service fees when you maintain a $500 minimum balance or complete requirements to earn dividends
  • Free MAX Visa Check Card
  • Free online banking
  • Free mobile banking
  • Free online bill pay
  • Free eStatements
  • Five network fees refunded per month for non-MAX ATM transactions

Perform

MAX’s Perform Checking account pays dividends and gives you the option to open a high-yield Performance Money Market account that will earn you even more, giving you extra money for your needs. 

Features:

  • Free MAX checks
  • Free copies of checks
  • Free MAX Visa Check Card
  • Free overdraft protection
  • Free online banking
  • Free Mobile Banking
  • Free online bill pay
  • Free eStatements
  • Five refunded ATM network fees ($1 each) per month on transactions you make at non-MAX ATMs

 
*Rates subject to change. Some restrictions may apply.