A checking account is an integral piece of your financial puzzle, but with so many options available today, how do you know which type is right for you? 

First, you want to start a relationship with a financial institution that has your best interest at heart. At some financial institutions you are treated as just another number. At others, their goal is to bombard you with additional financial products and services you don’t need.  

Try to find a place where your dreams and goals will be considered, and where you can grow your wealth management relationship as your life stages change. Finding an institution that also provides solutions to all your money management needs should be a priority as well. Does the institution provide insurance services? What about investment consulting? Can you depend on them to finance a loan when needed? Can the institution meet your money management needs as your wealth grows? Most importantly, you shouldn’t be nickeled with fees just to maintain an account. 

At MAX, we want to help you achieve financial success, and one of the best ways to that is to provide you with a variety of smart and simple checking account options. Learn more about the features of MAX’s diverse checking accounts to find the one that meets your unique needs and fits your lifestyle.

Grow

MAX’s Grow account goes above and beyond with benefits and extras that make it an easy choice for basic checking account needs. And there's no monthly service charge for balances over $500. 

Features:

  • A MAX Visa Check Card
  • Free online banking 
  • Free online bill pay
  • Free eStatements
  • No per check charges
  • Two refunded non-MAX ATM network fees ($1.00 each) per month.
  • Opt-in for Overdraft Protection
  • Just $50 minimum to open

Explore

Are you a student looking to open your first checking account? Let MAX’s Explore account help you start your financial journey on the right foot. It offers the tools to make money management on-the-go simple and straightforward, which is what every active student wants and needs. And with so many free features, more of your money stays with you.

Features:

  • For ages 14-15
  • No minimum to open
  • No monthly service fee
  • No minimum balance required
  • No per-check charges
  • Free MAX Visa Check Card
  • Free online banking
  • Free mobile banking
  • Free online bill pay
  • Free eStatements
  • Free access to Smartfolio, MAX’s personal financial manager
  • Up to five waived ATM fees per month

Arrive

Age is just a number, but the higher that number, the more you likely have to protect. A checking account is the last thing you want to worry about, so consider MAX’s Arrive account, a classic account that matches your desire for simplifying your life. 

Features:

  • For ages 62 and over
  • No monthly service fee
  • No minimum balance required
  • No per check charges
  • Free MAX Visa Check Card
  • Free overdraft protection
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • First box of checks is FREE!

Achieve

If you’re ready to make money with your money, look into MAX’s Achieve checking. By paying some of the highest dividends you’ll find on a checking account, it offers some serious rewards. In addition, its multiple free features allow you to keep more of the money you’re earning on your money. And, with its simple and secure mobile banking app, online banking and online bill pay services, your checking account is as tech-savvy as you are.

Features:

  • Earn *2.25% APY (annual percentage yield) on balances up to $15,000 and *0.30% APY on balances greater than $15,000!
  • No monthly service fees when you maintain a $500 minimum balance or complete requirements to earn dividends
  • Free MAX Visa Check Card
  • Free online banking
  • Free mobile banking
  • Free online bill pay
  • Free eStatements
  • Five network fees refunded per month for non-MAX ATM transactions

Perform

You work hard, and it’s paying off. Choose a checking account that’s just as committed to growing your nest egg and contributing to a sound financial future. MAX’s Perform account pays dividends and gives you access to the high-yield Performance Money Market account that will earn you even more, giving you extra money for whatever. And the long list of included services means you don’t have to sacrifice anything in terms of convenience.

Features:

  • Free MAX checks
  • Free copies of checks
  • Free MAX Visa Check Card
  • Free online banking
  • Free mobile banking
  • Free online bill pay
  • Free eStatements
  • Free overdraft protection
  • Five refunded ATM network fees ($1 each) per month on transactions you make at non-MAX ATMs