Main Content Starts Here

When you hear someone begin to speak about saving money, do you automatically hear the sound of Charlie Brown’s teacher? “Wah wah wah wah wah wah wah.”

If you find sticking to a standard savings plan difficult or down right boring, try making it more fun by introducing a game or challenge. Gamifying your savings plan may be just the trick you need to reach your savings goal. Set up a club account specifically for your savings challenge funds.

Choose from one of these five savings challenges and get started today.


52-Week Savings Challenge

Dip your toe into savings with the 52-Week Savings Challenge. In this savings game, you’ll start off the year by contributing $1 to your savings in the first week. Each week, you’ll increase the amount saved to match the week that you are on. For example, on week 32 of the challenge, you’ll deposit $32 into your savings account. At the end of the year, you will have saved $1,378! Though many people start this challenge with the first week of the new year, you can begin at any point.


Save Your Age

Take your age and put that amount into your savings each week for the entire year. Because the amount will be the same every week, you can automate your savings in your online banking or mobile app. This automatic transfer will keep you from having to remember to save the money each week.


Stash All Cash

When you receive any cash, deposit it directly into your savings account, and save it up throughout the year. Keep a cash and coin savings jar at the house to drop your money into if you don’t anticipate going to your bank or credit union within a week of receiving the cash. Get the entire family involved in this easy game.


Matching Game

Anytime you purchase an item that is a “want,” match the purchase amount with a deposit into your savings account. For example, if you buy a new $30 gadget or clothing item, then also put an additional $30 into your savings account. This game will either make your think twice before making unnecessary purchases or will help your savings account grow.


Tip Yourself

Reward yourself for reaching a personal or professional goal by adding money to a personal “tip jar.” For example, you can set a goal to run two miles four times this week and add a dollar value of $5 to completing this goal. When you complete your second mile on that fourth day, place $5 into your savings account as a reward. There is also an app called Tip Jar that makes this game even easier.


The key to making these challenges fun is to find what works for you and motivates you to save.