Member Rewards Program
The Member Rewards Program will reward members with 5 points each time they use their MAX VISA® debit card. Swipe, dip, tap, or spend online. It's really that simple.
There's no need to sign up, apply, or visit a branch — start earning points today*. Members Earn 5 points per debit card swipe with a $3 purchase minimum. Points can be redeemed for cash anytime online or in branch.
More easy and great ways to earn points:
- New Loan - 2,500 points**
- Member Referral - 5,000 points
- 1 point per $1,000 owed on MAX mortgage loan
- 5 points for every swipe over $3
- 10 points per month with checking direct deposit
- 10 points per month per Auto Pay
- 25 points per month per MAX loan**
- Smart Rewards Credit Cards - 1 point per $1 spent***
Frequently Asked Questions
- How do I access and redeem my rewards?
- Reward balances will be available through online banking, by visiting our locations, contacting our service center and on monthly statement balances. Once you reach points valued at $5, you can redeem anytime.
- What is included in the re wards program?
- Debit card usage - 5 points per Swipe greater than $3
- Loans - 25 points per Loan
- Auto Pay - 10 points per Auto pay
- Mortgage Balance- 1 point per $1,000*
- Direct Deposit - 10 points
- Current Promotions (subject to change):
- New Loan - 2,500 points
- Member Referral - 5,000 points
- Will this affect the benefits I receive with Achieve Checking?
- No, the Member Rewards Program is an additional perk for members.
Are these the same as my credit card rewards?
- Smart Rewards Credit Card point will accrue and can be redeemed in online banking. Cardholders will earn 1 point per $1 spent with their Smart Rewards Credit Card.
Do mortgages and credit cards count as loans for 25 points each per month?
- No, at this point, only closed end consumer goods loans are included.
Member Rewards Program points will begin accruing on April 1, 2022. A MAX Checking Account is required to earn Member Rewards points. Points expire 36 months after issuance. Download Terms & Conditions