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Grow Checking is a great basic checking account with several free benefits! And there's no monthly service charge for balances over $500.00.

At MAX, even the basics are worth cheering about: 

  • No per check charges
  • Two refunded non-MAX ATM network fees ($1.00 each) per month. ATM fees charged by other financial institutions will not be waived. 
  • If you keep a $500 minimum balance, you will be exempt from a $4.95 monthly service fee*
  • Opt-in for Overdraft Protection
  • Just $50 minimum to open
  • Paper statements available for only $2 

Certain restrictions apply.



To open an account online, select the option below that best describes what you'd like to do. If you have any questions, give us a call at 334-215-4705 or 800-776-6776 between 8:30 AM and 5:00 PM CST, Monday through Friday.

Open a New Account

  • You must be a U.S. citizen or resident alien and 19 years of age or older.
  • You must have a U.S. address and Social Security number, as well as, one of the following: a driver`s license, U.S. passport, or state-issued ID.
  • You must also have a valid email address.
Begin Account Application  →

Grow Checking will always meet your needs. It's both simple and smart, and features free tools and services.

Jennifer Wadsworth , Sales & Service Manager

Watch Video  →
MAX Employee


  • Minimum Age Icon

    Minimum age 14***

  • Debit Card Icon

    Free debit card

  • Mobile Banking Icon

    Free mobile, online, and text banking

  • E-Statements icon

    Free eStatements

  • Shield Icon

    Overdraft protection

  • Online Bill Pay

    Free online bill pay

  • Owl Icon

    Smartfolio: A personal finance manager

  • Virtual Wallet Icon

    Virtual wallet access: Apple Pay, Android Pay, or Samsung Pay

  • No per check charges icon

    No per check charges

  • 24/7 Telephone Banking icon

    24-7 Telephone Banking

*This account is subject to a service fee of $4.95 each month unless a minimum balance of $500.00 is maintained during the entire month.
*** With a qualified guarantor.

Ready To Apply?

Become a part of MAX and know what it means to manage your finances the smart and simple way. Open your account online, by phone, or at one of our convenient locations.

Open A Grow Checking Account  →