With MAX InstaPay, sending money to family, friends, and associates is just as easy as sending an email or text – and receiving money is even easier.

InstaPay allows you to send money to individuals via the MAX Mobile Banking App by using your MAX debit card, and best of all – it’s FREE. You can send money to anyone with an account at a U.S. financial institution; as long as they have an email address or active smartphone.

Sending Money Is Easier Than Ever. 

Sending money with InstaPay is smart, simple, and secure. 

MAX Instapay

InstaPay Makes Managing Your Payments SMart & Simple. 

The possibilities are endless:  

  • Send money to your roommate for grabbing extra groceries
  • Send a monetary gift to a family member
  • Reimburse your old college buddy who picked up the tab after the homecoming game
  • Pay your baby sitter for watching the kids this past weekend
  • Send gas money to your friend who picked you up from the airport this morning
  • Pay the teenager down the street who cuts your grass every Thursday
  • Pay your personal trainer for your next three sessions
  • Reimburse your friend for picking up your tab last night
  • Send a monetary gift to your neighbor for watching your dog last weekend

Sending money with MAX InstaPay is smart, simple, and secure.



Log in to MAX online banking or your MAX mobile banking app and select InstaPay from the Transaction menu. Simply select the the person you wish to send a payment to via your Contact List, or fill out their information. The recipient can receive the payment via text message or email. The recipient simply enters his/her name, debit card number, and the card's expiration date to securely receive the payment. The money is sent immediately! The recipient may also receive the payment using only his/her checking account by entering their account and routing number. This method can take up to three business days for the payment to be made.      

Ready to Open an Account Online?

Become a part of MAX and know what it means to manage your money the smart and simple way. Open your account online, by phone, or at one of our convenient locations.

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