Simple is smart.

That's why MAX credit cards move past the flash and glamour to provide what you really want — convenience, low rates and easy to understand benefits. You want to expand your buying power, not complicate it. Let MAX help.

That’s why we keep it simple – providing you with the convenience of internationally-honored MAX VISA® and MAX MasterCard® credit cards. We want to help you make an informed decision, so we’re giving you all the information you need to make the best decision. Apply online or stop by one of branches to speak with a knowledgeable MAX consultant. If you have any questions, feel free to give us a call at

334.260.2600 or 1.800.776.6776.

Apply Online

Use our Calculators to help plan your next step. 

You can save big using a MAX credit card. With an interest rate based on your creditworthiness and NO annual fee, there are no complicated equations to solve.  Check out the perks and extra benefits offered by a MAX VISA® or MAX MasterCard®!


There are several convenient ways in which you can apply for a MAX credit card:

Let MAX save you money! Transfer higher rate credit card balances to your MAX VISA® or MasterCard from credit cards with other financial institutions and take full advantage of our low rates.


Disclosures


Expand your purchasing power by earning rewards and taking advantage of our low rates.

Elton Brooks , VP of Retail Delivery

MAX employee

Compare Your Credit Card Options

Card VISA MasterCard Smart Rewards
VISA 
Annual Fee None None  None
  Apply Online » Apply Online » Apply Online »

  Disclosure »
Disclosure » Disclosure »
ANNUAL PERCENTAGE RATE (APR) for Purchases, Balance Transfers and Cash Advances Your APR will be based on your creditworthiness when you open your account.
9.99%
10.90%
12.50%
Your APR will be based on your creditworthiness when you open your account.
9.99%
10.90%
12.50%
Your APR will be based on your creditworthiness when you open your account. 
12.25% - 18.00% 
Rate Information Your APR will not vary in relation to an index. However, all terms of your Credit Card Agreement are subject to change with 45 days prior notice. Your APR will not vary in relation to an index. However, all terms of your Credit Card Agreement are subject to change with 45 days prior notice.
Your APR will vary in relation to an index plus a margin.
Minimum Interest Charge None None  None
Interest Payments  
myMAX Online Banking Access Yes Yes  Yes
Customer Support  
Unique Flat Portrait Plastics Yes Yes  Yes
Cash Advance Yes Yes  Yes
Cash Advance Transaction Fee None None  None
Automatic Payments Available Yes Yes  Yes
Optional Cardholder PIN Yes Yes  Yes
Travel Insurance Yes.
$200,000
Yes.
$200,000
 Yes.
Identity Theft Protection VISA Identity Theft Resolution MasterCard Personal Identity Theft  
Price Protection No Yes  No
Balance Transfer Transaction Fee None None  None
Foreign Transactions Fee  1%  1%  1%
Extended Warranty  No  Yes  No
Emergency Card Replacement 1-800-VISA911 1-800-MC-assist  1-800-VISA911
Liability 0 0  0
Auto Rental Collision Damage Waiver Yes None  Yes
Purchase Alerts Yes »  No  Yes »
  Disclosure » Disclosure »  Disclosure »
  Apply Online » Apply Online » Apply Online »









Credit Card Customer Support

Credit Card Customer Support Number:

1.855.437.2797

Activate your Credit Card:

1.800.543.5073

Report a Lost or Stolen Card:

1.800.449.7728 in United States.

1.727.299.2449 for international calls.

Payment Address:

PO Box 71050
Charlotte, NC 28272-1050

Disputes:

Customer Service
PO Box 31112
Tampa, FL 33631-3112



Ready to get started?

Become a part of MAX and know what it means to manage your finances the smart and simple way. Open your account online, by phone, or at one of our convenient locations.

Get Started with MAX  →