Simple is smart.

That's why MAX credit cards move past the flash and glamour to provide what you really want — convenience, low rates and easy to understand benefits. You want to expand your buying power, not complicate it. Let MAX help.

That’s why we keep it simple – providing you with the convenience of internationally-honored MAX VISA® and MAX MasterCard® credit cards. We want to help you make an informed decision, so we’re giving you all the information you need to make the best decision. Apply online or stop by one of branches to speak with a knowledgeable MAX consultant. If you have any questions, feel free to give us a call at

334.260.2600 or 1.800.776.6776.

Apply Online

Use our Calculators to help plan your next step. 

You can save big using a MAX credit card. With an interest rate based on your creditworthiness and NO annual fee, there are no complicated equations to solve.  Check out the perks and extra benefits offered by a MAX VISA® or MAX MasterCard™!


There are several convenient ways in which you can apply for a MAX credit card:

 

Transfer Balances

You have the card. Now let the savings begin.

Let MAX save you money! Transfer higher rate credit card balances to your MAX VISA® or MasterCard from credit cards with other financial institutions in your first 60 days after activation and take full advantage of 0% Introductory APR* for your transferred balances. Here's how:

  1. Call the myMAX Service Center at 800-776-6776 or visit any MAX branch to get started. Transfer as many balances as needed within your credit limit and pay no transfer fees.
  2. Keep making payments on your old credit cards until you receive a confirmation letter from MAX letting you know that your balances were successfully transferred.
  3. Once you receive confirmation, your balances have been transferred to your new MAX credit card and you can enjoy 6 months without interest! After your 6 month introductory period, any unpaid balances will accrue interest at your purchase rate.

*APR=Annual Percentage Rate. Introductory offer applies to balances transferred within 60 days of card activation. Total transferred balances cannot exceed your available line of credit. After introductory period, remaining transferred balances will accrue interest at your purchase APR. Please see your Card Agreement for additional terms.


See our Current Rates.


Disclosures


Expand your purchasing power by earning rewards and taking advantage of our low rates.

Elton Brooks , VP of Retail Delivery

MAX employee

How Does Your Credit Card Compare?

Card  Platinum Visa
 Platinum Mastercard
Smart Rewards
VISA 
Annual Fee  None  None  None
   Apply Online »  Apply Online » Apply Online »

       Learn More »
    Disclosure »   Disclosure »   Disclosure »
ANNUAL PERCENTAGE RATE (APR) for Purchases, Balance Transfers and Cash Advances  Your APR will be based on your creditworthiness when you open your account. 
10.74% - 18.00%
 Your APR will be based on your creditworthiness when you open your account. 
10.74% - 18.00%
Your APR will be based on your creditworthiness when you open your account. 
13.00% - 18.00% 
Rate Information  Your APR will vary in relation to an index plus the current prime rate.  Your APR will vary in relation to an index plus the current prime rate. Your APR will vary in relation to an index plus the current prime rate.
Minimum Interest Charge  None  None  None
 Interest Payments
     
myMAX Online Banking Access  Yes  Yes  Yes
 Customer Support  Yes
 Yes  Yes
Unique Flat Portrait Plastics  Yes
 Yes  Yes
Cash Advance  Yes  Yes  Yes
Cash Advance Transaction Fee  None  None  None
Automatic Payments Available  Yes  Yes  Yes
Optional Cardholder PIN  Yes  Yes  Yes
Travel Insurance  Yes  Yes  Yes.
Identity Theft Protection  Yes  Yes  
Price Protection  No
 Yes  No
Balance Transfer Transaction Fee  None  None  None
Foreign Transactions Fee  1%  1%  1%
Extended Warranty  No
 Yes  No
Emergency Card Replacement  1-800-VISA911  1-800-MASTERCARD  1-800-VISA911
Liability  0  0  0
Auto Rental Collision Damage Waiver  Yes  No  Yes
Purchase Alerts  Yes »  Yes
 Yes »
    Disclosure »   Disclosure »  Disclosure »
   Apply Online »  Apply Online » Apply Online »

Credit Card Customer Support

Credit Card Customer Support Number:

1.855.437.2797

Activate your Credit Card:

1.800.543.5073

Report a Lost or Stolen Card:

1.800.449.7728 in United States.

1.727.299.2449 for international calls.

Payment Address:

PO Box 71050
Charlotte, NC 28272-1050

Disputes:

Customer Service
PO Box 31112
Tampa, FL 33631-3112


Activating Verified by Visa to protect you against unauthorized purchases when shopping online is quick and easy. Click Here>>