Explore is the smart way to embark on your financial journey. Explore has all the advanced technological tools you’ll need to reach your desired financial destination. Genius, right?

We keep it simple – providing you with a student checking account designed for the on-the-go lifestyle of an active student like yourself. You can bank from anywhere with the convenience of FREE online and mobile banking. Want to know what’s even smarter? There’s no minimum to open, no balance requirements, and no monthly fee.*

Explore Student Checking with MAX: 

  • Designed for ages 14 - 25*** 
  • $0 minimum to open
  • No monthly service charge* 
  • No minimum balance requirement
  • No per check charges* 
  • Five waived ATM fees per month*


Explore checking is the smartest way to start down the right financial path.

Martin Ruiz de Olano , Customer Service Consultant

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MAX employee


  • Minimum Age Icon

    Minimum age 14***

  • Debit Card Icon

    Free debit card

  • Mobile Banking Icon

    Free mobile, online, and text banking

  • Owl Icon

    Smartfolio: A personal finance manager

  • Online Bill Pay

    Free online bill pay

  • E-Statements icon

    Free eStatements

  • 24/7 Telephone Banking icon

    24-7 Telephone Banking

  • Virtual Wallet Icon

    Virtual wallet access: Apple Pay, Android Pay, or Samsung Pay

  • No per check charges icon

    No per check charges

  • Shield Icon

    Overdraft protection

* A monthly service charge of $2.95 per month may be waived for students under age 26, upon application to MAX.  There is a Per Check Charge of $.20 per check after twelve checks each month.  MAX will waive a maximum of 5 ATM Network fees charged for withdrawals during the month to this account for students under age 26, upon application to MAX. 
*** With a qualified guarantor.

Ready to get started?

Become a part of MAX and know what it means to manage your finances the smart and simple way. Open your account online, by phone, or at one of our convenient locations.

Get Started with MAX  →