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Simplicity and Freedom

If you're age 62 or better, and enjoy the freedom simplicity provides, this FREE checking account is the account for you.

Arrive checking with MAX:

  • Designed for ages 62+
  • No monthly charge
  • No minimum balance requirement
  • No per check charges
  • First box of checks is FREE!
  • Opt-in overdraft protection


To open an account online, select the option below that best describes what you'd like to do. If you have any questions, give us a call at 334-215-4705 or 800-776-6776 between 8:30 AM and 5:00 PM CST, Monday through Friday.

Open a New Account

  • You must be a U.S. citizen or resident alien and 62 years of age or older.
  • You must have a U.S. address and Social Security number, as well as, one of the following: a driver`s license, U.S. passport, or state-issued ID.
  • You must also have a valid email address.
Begin Account Application  →


  • Debit Card Icon

    Free debit card

  • Shield Icon

    Overdraft protection

  • Mobile Banking Icon

    Free mobile, online, and text banking

  • Online Bill Pay

    Free online bill pay

  • E-Statements icon

    Free eStatements

  • No per check charges icon

    No per check charges

  • Owl Icon

    Smartfolio: A personal finance manager

  • 24/7 Telephone Banking icon

    24-7 Telephone Banking

  • Virtual Wallet Icon

    Virtual wallet access: Apple Pay, Android Pay, or Samsung Pay

  • Smart Plus Debit Rebates

    Smart Plus debit rebates

Arrive offers smart money management tools, and streamlines your account for a stress-free experience.

Brittney Soto , Customer Service Representative

Watch Video  →
MAX employee

Arrive Checking requirements:

You must be age 62 or older to qualify for the Arrive checking account. 

Ready To Apply?

Become a part of MAX and know what it means to manage your finances the smart and simple way. Open your account online, by phone, or at one of our convenient locations.

Begin Online Application  →