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Vehicle fixed rate loans range from 4.50% to 16.25% APR. Recreational fixed rate loans range from 7.25% to 13.25% APR. All rates quoted as Annual Percentage Rate (APR). APR may be higher or lower based on past and present credit performance. Rates are subject to change without prior notice. -
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Account | Minimum Balance | Dividend Frequency | Dividend Rate | APY | Share
| 5.00 | Quarterly | 0.750%* | 0.750% | | Club Account | 0.00 | Quarterly | 0.750% | 0.750% |
All rates quoted as Annual Percentage Yield (APY). *The rate quoted for the Share account is an anticipated rate. As of the last dividend declaration date, the dividend rate was as shown above, under Dividend Rate, with the corresponding Annual Percentage Yield (APY). The Dividend Rate and Annual Percentage Yield may change as indicated in our Disclosures. -
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All rates quoted as Annual Percentage Yield (APY). As of the last dividend declaration date, the dividend rate was as shown above, under Dividend Rate, with the corresponding Annual Percentage Yield (APY). The Dividend Rate and Annual Percentage Yield may change as indicated in our Disclosures. -
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| Type | Rate Type | Dividend Frequency | Dividend Rate | APY | | 06 Month IRA | Variable Rate | Monthly | 0.995% | 1.000% | | 12 Month IRA | Fixed Rate | Monthly | 1.144% | 1.150% | | 18 Month IRA | Fixed Rate | Monthly | 1.243% | 1.250% | | 30 Month IRA | Fixed Rate | Monthly | 1.588% | 1.600% | The Dividend Rate and Annual Percentage Yield (APY) on our Individual Retirement Accounts (IRAs) are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures. -
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| Type | Minimum Deposit | Dividend Frequency | Dividend Rate | APY | | 30 Day | $100,000 | At Maturity | 0.948% | 0.948% | | 60 Day | $100,000 | At Maturity | 0.948% | 0.948% | | 90 Day | $100,000 | At Maturity | 0.948% | 0.948% | | 06 Month | $100,000 | At Maturity | 0.998% | 0.998% | | 12 Month | $100,000 | At Maturity | 1.100% | 1.100% | | 18 Month | $100,000 | At Maturity | 1.250% | 1.250% | | 24 Month | $100,000 | At Maturity | 1.350% | 1.350% | | 30 Month | $100,000 | At Maturity | 1.800% | 1.800% |
The Dividend Rate and Annual Percentage Yield (APY) on our Jumbo Share Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures. -
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| Type | Minimum Deposit | Dividend Frequency | Dividend Rate | APY | | 30 Day | $500 | At Maturity | 0.349% | 0.350% | | 60 Day | $500 | At Maturity | 0.449% | 0.450% | | 90 Day | $500 | At Maturity | 0.798% | 0.800% | | 06 Month | $500 | At Maturity | 0.848% | 0.850% | | 12 Month | $500 | Quarterly | 0.947% | 0.950% | | 18 Month | $500 | Quarterly | 1.095% | 1.100% | | 24 Month | $500 | Quarterly | 1.195% | 1.200% | | 30 Month | $500 | Quarterly | 1.640% | 1.650% | | 36 Month | $500 | Quarterly | 1.640% | 1.650% |
The Dividend Rate and Annual Percentage Yield (APY) on our Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures. -
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The Dividend Rate and Annual Percentage Yield (APY) on our Money Market Accounts are reflected in the chart above. The Rate and APY are those that we offered during the current calendar month and are accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures. Rate changes are effective on the first day of each month. -
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| Type | APR | Share Secured
 | 2% above dividend rate | Certificate Loan
| 2% above dividend rate |
All rates quoted as Annual Percentage Rate (APR). APR may be higher based on past and present credit performance. Rates subject to change without prior notice. -
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| Description | APR | | VISA® & MasterCard® | 12.50% | | Gold MasterCard® | 10.90% | | Platinum VISA® | 7.90% | All rates quoted as Annual Percentage Rate (APR). APR may be higher based on past and present credit performance. Rates subject to change without prior notice. -
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| Description | Term | Rate/APR | $1000.00 Minimum
| Max 48 Months | 11.50% ^ | | Guarantor | Max 36 Months | 17.00% | | Revolving Line of Credit | | 18.00% |
All rates quoted as Annual Percentage Rate (APR). APR may be higher based on past and present credit performance. Rates subject to change without prior notice. -
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| Type | Terms | Rate Information | Notes | First Mortgage
| Fixed and Adjustable up to 40 Years | View Rates | (Primary and Secondary Residence) | Second Mortgage
| 6 Year Fixed Rate | As Low As
Rate: 6.00%
APR: 6.00% | (Primary and Secondary Residence) | Second Mortgage
| 10 Year Fixed Rate | As Low As
Rate: 7.00%
APR: 7.00% | (Primary and Secondary Residence) | Your Annual Percentage Rate (APR) will vary based on your final loan amount and finance charges. Note: MAX only finances property within the state of Alabama, with the exception of VA loans, which can be financed nationwide. For questions, please contact our Mortgage Services department at 334-215-4861 or 1-800-776-6776, ext. 4861. -
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| Type | Rate Type | Term | Rate | APR | Equity Line of Credit
| Adjustable
Rate | 15 Year | as low as
4.00% | as low as
4.00% | All rates quoted as Annual Percentage Rate (APR). Your APR will vary based on your final loan amount and finance charges. Note: MAX only finances property within the state of Alabama, except VA loans, which can be financed nationwide. For questions, please contact our Mortgage Services department at 334-215-4861 or 1-800-776-6776, ext. 4861. -
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| Type | Minimum Deposit | Dividend Frequency | Dividend Rate | APY | | 30 Day | $500 | At Maturity | 0.349% | 0.350% | | 60 Day | $500 | At Maturity | 0.449% | 0.450% | | 90 Day | $500 | At Maturity | 0.798% | 0.800% | | 06 Month | $500 | At Maturity | 0.848% | 0.850% | | 12 Month | $500 | Quarterly | 0.947% | 0.950% | | 18 Month | $500 | Quarterly | 1.095% | 1.100% | | 24 Month | $500 | Quarterly | 1.195% | 1.200% | | 30 Month | $500 | Quarterly | 1.640% | 1.650% | | 36 Month | $500 | Quarterly | 1.640% | 1.650% |
The Dividend Rate and Annual Percentage Yield (APY) on our Business Certificate Accounts are reflected in the chart above. The Rate and APY are those that we offered during the most recent seven calendar days and were accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures. -
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| Account Name | Minimum Balance | Rate | APY | | MAXimizer Plus | $0 - $2,499 | 0.000% | 0.000% | | MAXimizer Plus | $2,500 - $9,999 | 0.200% | 0.200% | | MAXimizer Plus | $10,000 - $24,999 | 0.349% | 0.350% | | MAXimizer Plus | $25,000 - $49,999 | 0.449% | 0.450% | | MAXimizer Plus | $50,000 - $99,999 | 0.648% | 0.650% | | MAXimizer Plus | $100,000 - $249,999 | 0.797% | 0.800% | | MAXimizer Plus | $250,000+ | 0.896% | 0.900% | | Business MAXI CHECK | | 0.500% | 0.500% | | Non Profit MAXI CHECK | | 0.500% | 0.500% | All rates quoted as Annual Percentage Yield (APY). As of the last dividend declaration date, the dividend rate was as shown above, under Rate, with the corresponding Annual Percentage Yield. The Dividend Rate and Annual Percentage Yield may change as indicated in our Disclosures. -
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| Account | Minimum Balance | Dividend Frequency | Dividend Rate | APY | | Business MMA Tier 1 | $1 | Monthly | 0.300% | 0.300% | | Business MMA Tier 2 | $5,000 | Monthly | 0.549% | 0.550% | | Business MMA Tier 3 | $25,000 | Monthly | 0.648% | 0.650% | | Business MMA Tier 4 | $50,000 | Monthly | 0.648% | 0.650% | | Business MMA Tier 5 | $100,000 | Monthly | 0.648% | 0.650% | | Business MMA Tier 6 | $250,000 | Monthly | 0.648% | 0.650% | | Business MMA Tier 7 | $500,000 | Monthly | 0.648% | 0.650% | The Dividend Rate and Annual Percentage Yield (APY) on our Money Market Accounts are reflected in the chart above. The Rate and APY are those that we offered during the current calendar month and are accurate as of the date of this document. The Dividend Rate and APY may change as indicated in our Disclosures. Rate changes are effective on the first day of each month. | | |
