Visa Platinum - Personal Banking

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At MAX, we strive to provide the best rates available on all of our financial products and services. The MAX Platinum Visa® is one of our most popular credit cards because of the low annual percentage rates available and the extensive list of benefits that automatically come with the card. Choose the MAX Visa Platinum at 7.9% annual percentage rate with a low annual fee of just $20.00, or opt for the MAX Visa Platinum at 9.99% annual percentage rate with no annual fee.

No matter which Platinum card you choose, enjoy several great benefits!



7.90% APR
$20 Annual Fee

9.99% APR
No Annual Fee

On an average of

Member Cost:



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Member Cost:



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If you already have a credit card with another financial institution charging an annual fee, a higher interest rate or computing interest from the day of your purchase, move your account to MAX! Once your application is approved, you may obtain a cash advance (within your line of credit) on your new MAX credit card to pay off your old card. This advance then becomes your new MAX Visa Platinum balance with our fixed, low rate. Apply online or stop by one of our convenient MAX branches. Specific credit limits are established when card applications are approved.

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Existing MAX VISA or MasterCard Cardholders:
Learn about credit card balance transfers. »

Protect Your Credit Card Purchases »

Report a Lost or Stolen Card »

Learn about factors to consider when applying for or using a credit card by visiting the Federal Reserve Board’s website at

Determine how long it will take to pay off your credit card balance by using our financial calculators.

For qualified borrowers. Certain restrictions apply.

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Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States Government. National
Credit Union Administration, a U.S. Government Agency.
MAX Credit Union Routing Number: 262275958 Federally insured by NCUA. Equal Housing Lender. NMLS# 410580.
Local: 334.260.2600 - Toll free: 800.776.6776 | Privacy Statement
P.O. Box 244040 - Montgomery, Alabama 36124-4040 -  Corporate Office: 400 Eastdale Circle, Montgomery, AL, 36117
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