| Earn 3.0% APY (annual percentage yield) on balances up to $15,000 and 0.5% APY on balances $15,000 and greater! Me Checking was created with you in mind. That is, if you like making money on your money without doing much of anything. Me Checking is MAX's free checking account with no hidden fees or charges. Better yet, this checking account offers a high annual percentage yield with no minimum balance. Call 800-776-6776 to open an account today! You may also open an account by completing an application and bringing it to any MAX branch or mailing a notarized copy to MAX Credit Union, P.O. Box 244040, Montgomery, AL 36124-4040. Me Checking comes with the following:  No monthly fees- No minimum balance requirement
- Free myMAX Bill Pay
- Free eStatements
- Five refunded MAX ATM network transaction fees per month
The Me Checking account is paid dividends based on a split rate tier structure and the account's average daily balance for the month. The APYE (annual percentage yield earned) for balances between $1.00 and $15,000 is calculated at 3.00% APY (annual percentage yield). The APYE for balances above $15,000 uses a split calculation; 3.00% APY on the first $15,000 and 0.5% APY on the remaining balance. These two rates together will yield a combined APYE to calculate your monthly dividend. This combined APYE is shown on your statement. To earn dividends, these (simple) requirements must be met: - Open a Me Checking account with as little as $50. After that, there's no minimum balance requirement.
- Sign up for eStatements.
- Sign up for direct deposit with MAX.
- Use your MAX Check Card to make at least five credit purchases per month (no PIN required).
- Use myMAX Bill Pay to pay one bill per month.
You're going to love  . Open an account today! Me Checking FAQs Q: Is Me Checking really free? What about hidden fees?
A: Me is free with no minimum balance. There are no hidden fees. Ever. Q: What are credit purchases?
A: Credit purchases are purchases made with your check card when you choose "credit" instead of "debit" at the transaction terminal. When you choose "credit" you don't have to enter your PIN to authorize the transaction, but your signature may be required instead. Q: What are MAX ATM network fees?
A: MAX ATM network fees are charged when you use your MAX Check Card at an ATM within our ATM network, as highlighted in the Electronic Transfers Act Disclosure. With Me Checking, you receive up to five of these fees refunded each month. You may also be charged surcharge usage fees by the financial institution that manages the ATM machine, but MAX cannot refund these fees. Of course, you won't be charged ATM network fees for using an ATM owned by MAX or an ATM with the CUHERE logo. Q: How do I earn Earn 3% APY?
A: The Me Checking account is paid dividends based on a split rate tier structure and the account's average daily balance for the month. The APYE (annual percentage yield earned) for balances between $1.00 and $15,000 is calculated at 3.00% APY (annual percentage yield). The APYE for balances above $15,000 uses a split calculation; 3.00% APY on the first $15,000 and 0.5% APY on the remaining balance. These two rates together will yield a combined APYE to calculate your monthly dividend. This combined APYE is shown on your statement. Q: How do I use Bill Pay?
A: There is no quicker, easier or more secure way to pay your monthly bills online. You can manage and control every payment from one screen. Just point and click and bills are paid. How easy is that? Learn more about Bill Pay. » If you have any questions about opening a Me Checking account, please contact us. Rates subject to change. Disclosures | 
