MAX Credit Cards


Simple is smart. That's why MAX credit cards move past the flash and glamour to provide what you really want — convenience, low rates and easy to understand benefits. You want to expand your buying power, not complicate it. Let MAX help.

That’s why we keep it simple – providing you with the convenience of internationally-honored MAX VISA® and MAX MasterCard® credit cards. We want to help you make an informed decision, so we’re giving you all the information you need to make the best decision. Apply online or stop by one of branches to speak with a knowledgeable MAX consultant. If you have any questions, feel free to give us a call at 334.260.2600 or 1.800.776.6776.

Save big using a MAX credit card with a low annual percentage rate and a low annual fee! Or skip the annual fee and opt for an interest rate based on your creditworthiness. Check out the perks and extra benefits offered by a MAX VISA® or MAX MasterCard®!

Both MAX VISA® and MAX MasterCard® are provided in two easy-to-understand options:

  • A MAX credit card with a super low 7.90% APR and just a $20 annual fee. 
  • A MAX credit card with NO annual fee and a APR based on your creditworthiness.

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Card VISA MasterCard VISA MasterCard
Annual Fee $20 $20 None None
 

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ANNUAL PERCENTAGE RATE (APR) for Purchases, Balance Transfers and Cash Advances 7.90 7.90 Your APR will be based on your creditworthiness when you open your account.
9.99%
10.90%
12.50%
Your APR will be based on your creditworthiness when you open your account.
9.99%
10.90%
12.50%
Rate Information Your APR will not vary in relation to an index. However, all terms of your Credit Card Agreement are subject to change with 45 days prior notice.
Minimum Interest Charge None None None None
Interest Payments Your due date is at least 25 days after the close of each billing cycle. You may pay off the entire balance on the credit card statement by the payment due date with no interest charges unless a cash advance has been made on the account. Cash advances will be assessed finance charges from the date of the transaction.
myMAX Online Banking Access Yes Yes Yes Yes
Customer Support Simply call 855-437-2797 for any MAX credit card question, inquiry, or concern. Our credit card support is available 24 hours a day, seven days a week.
Unique Flat Portrait Plastics Yes Yes Yes Yes
Cash Advance Yes Yes Yes Yes
Cash Advance Transaction Fee None None None None
Automatic Payments Available Yes Yes Yes Yes
Optional Cardholder PIN Yes Yes Yes Yes
Travel Insurance Yes.
$200,000
Yes.
$200,000
Yes.
$200,000
Yes.
$200,000
Identity Theft Protection VISA Personal Identity Theft MasterCard Identity Theft Resolution VISA Personal Identity Theft MasterCard Identity Theft Resolution
Price Protection None Yes None Yes
Balance Transfer Transaction Fee None None None None
Foreign Transactions Fee 1% International Transaction Fee
Emergency Card Replacement 1-800-VISA911 1-800-MC-assist 1-800-VISA911 1-800-MC-assist
Liability 0 0 0 0
Auto Rental Collision Damage Waiver Yes None Yes None
 

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Apply Online »

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There are several convenient ways in which you can apply for a MAX credit card:

Apply online.

Call (334) 260-2600 or (800) 776-6776.

Visit any MAX branch.



Credit Card Customer Support:1-855-437-2797 

Report a Lost or Stolen Card:
1-800-449-7728 in United States.
1-727-299-2449 for international calls.

Learn about factors to consider when applying for or using a credit card by visiting the Federal Reserve Board's website at http://federalreserve.gov/creditcard.

Determine how long it will take to pay off your credit card balance by using our financial calculators.

For qualified borrowers. Certain restrictions apply.

Disclosures

MasterCard® is a registered trademark of MasterCard International Incorporated
VISA® is a registered trademark of Visa International Service Association