Home Loans, First-Time Homebuyers, FHA Loans - Personal Banking

MAX offers FHA loans with 3.5% down payment. FHA loans may be a good choice for first-time homebuyers and those who don’t qualify for a conventional mortgage. The down payment amount is lower (3.5%) and can be in the form of a gift from a friend, relative or charitable organization.

FHA qualification guidelines include:
Two years of steady employment.
No bankruptcies in the past two years.
No foreclosures in the past three years.
Credit report shows ability to repay the loan.
Mortgage payment does not exceed 28% of gross income.

Learn more about MAX home loans»

Call 1-800-776-6776 to speak with one of our Mortgage Services Counselors to apply.

For qualified borrowers. Certain restrictions apply. Equal Housing Lender.