MAX Mortgages

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With a mortgage from MAX, there’s no mystery, intrigue, or suspense—because we give you the information you need up-front. We simplify the confusing terms and rates, and we’re always here to carefully guide you through the process. Smart is getting a home loan with MAX.



We know this will probably be the most important financial decision of your lifetime, and that's why we think it's smart to assist you in making the right mortgage choice.

At MAX, we aim to help you achieve financial success. Whether you're looking to buy a new home or refinance the one you own, MAX offers several fixed and adjustable interest rate mortgage options. Mortgages are available on primary and secondary residences, as well as investment properties.

With our low rates, there's never been a smarter time to buy or refinance. Simply apply online any time, or stop by our Eastdale branch to speak with one of our mortgage originators. Tap into our extensive knowledge as we gladly walk you through everything you need to know about the mortgage process. We will help you choose the home loan that is right for you and your family, and then we'll show you how easy it is to apply!

If you would like to speak with one of our knowledgeable mortgage originators before you get started, just call 334-215-4861 or 800-776-6776 (press 3, then enter extension 4861) today.

Pre-approval makes shopping for a home a little easier!
Pre-approval gives you the confidence to know what specific price range you can afford when shopping for a new home. When you’re ready to buy, pre-approval adds credibility to your offer, which helps increase the chances of a seller accepting it.

Get pre-approved online or call us at 334-215-4861 to speak to our knowledgeable mortgage originators.

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VA Loans|closed

MAX takes pride in those who serve and have served our country to make it a better, safer place. MAX is honored to provide active and retired military personnel the option of a VA loan when financing a home in Alabama. We offer competitive rates for VA loans with up to 100% financing. Let our experienced mortgage originators show you how easy it is to apply for a home loan that is right for you and your family. Call us at 334.215.4861 or 800.776.6776, extension 4861 to apply today!

For qualified borrowers. Certain restrictions apply. Equal Housing Lender.

FHA Loans

MAX offers FHA loans with 3.5% down payment. FHA loans may be a good choice for first-time homebuyers and those who don’t qualify for a conventional mortgage. The down payment amount is lower (3.5%) and can be in the form of a gift from a friend, relative or charitable organization.

FHA qualification guidelines include:
Two years of steady employment.
No bankruptcies in the past two years.
No foreclosures in the past three years.
Credit report shows ability to repay the loan.
Mortgage payment does not exceed 28% of gross income.

Call 1-800-776-6776 to speak with one of our Mortgage Services Counselors to apply.

For qualified borrowers. Certain restrictions apply. Equal Housing Lender.

Home Loan Toolkit: A Step-by-Step Guide »

Alabama properties only.

Good for qualified borrowers. Certain restrictions apply. Equal housing lender.

If you would like to report suspected unethical treatment of a home valuation by an appraiser or any entity affecting the home valuation process, any illegal conduct or violation of the Uniform Standards of Professional Appraisal Practice (USPAP), Alabama state licensing standards, substandard performance or otherwise improper or unprofessional behavior on behalf of an appraiser or any individual affecting the home appraisal process, you may call 334-215-4905 or email us at In addition, for administrative and licensing information regarding your mortgage loan originator, please visit the NMLS consumer access website. To search for MAX, key “MAX Credit Union” or MAX's NMLS number (410580) into the search box.